Hi Deputy, I just got around to this thread just now and I just had to throw my two cents in, as I'm not smart enough to just shut up. I have to aggree with you that the hat switch does exactly the same thing as track IR, in exactly the same way that a Chevette does exactly the same thing as a Corvette (for our english friends the proper correlation would be Austin Mini to Aston Martin). It really is not just a different way of doing the same thing, it does it on a different level. I just wanted to clarify that for you, because if some day you have the extra cash, and or the right deal comes along, I'd hate to see you miss out on a great way to improve the game (for you), because we didn't explain it clearly enough.
If you already have a camera on your computer, you can do the same thing with Free Track.
As for the rudder pedals, either CH or Saitek make them for around $150. and the Saitek HOTAS can be had for $100 or less, the CH I think for $150
All of this stuff can be added one piece at a time to ease the pain. If you don't want this stuff, it is certainly not neccessary, but I have yet to hear anyone regret upgrading thier gear.
The main thing is to have fun, any damn way you please.